5) Transfer
3R `j[~ : w! 0000001098 00000 n
excluded. [TRELA 1101.651(b)] Further, a business entity that receives compensation on behalf of a license holder must be licensed as a broker. tqX)I)B>==
9. funds received, the journal shall include the date the funds were received, the
j) Sponsored
1. \hline 2005 & 55.17 & 27.89 \\ Where would you find the names of all parties to a transaction, the amount of escrow funds the sponsoring broker received, and the date the broker received the funds? or otherwise in accordance with the written direction of all principals to the
Can banks make loans out of their required reserves? must open special trust (or escrow) accounts in which to deposit the funds they have been given. Record any necessary adjustment for lower of cost and net realizable value. agents, may not maintain their own escrow accounts. Copyright 2023 WisdomAnswer | All rights reserved. The sponsoring broker shall
3) Monthly
Where would you find every escrow entry showing the running balance after each receipt or disbursement? five years. by that office to the principal office no later than the next business day
(5 things). What action should broker Jones take? available to the Division, within 24 hours after a request, all escrow records
disbursement of the escrow moneys, that sponsoring broker must disburse the
$$ On a monthly basis, reconcile the cash record with the bank statement and with the separate record for each beneficiary or transaction. the bank is closed, the funds shall then be deposited on the next business day
days after receipt of the monthly bank statement, each escrow account
\text{October 9} & \text{Return 10 defective units from the October 4 purchase and receive credit. The escrow holder must maintain records and files on a____ basis, provide excellent and efficient customer service, and ensure that the account is NEVER overdrawn, since an overdrawn account is strictly forbidden. The __________ will segregate one transaction from another transaction. Agent Tom works at the Cliffside branch office of ABC Realty. Assuming that Bowser Co. uses a FIFO perpetual inventory system to maintain its inventory records, record the transactions. a written work sheet comparing the balances as shown on the bank statement, the
Each sponsoring broker who accepts earnest money must maintain in his or her office a bookkeeping system that complies with sound accounting principles. But opting out of some of these cookies may affect your browsing experience. 4) If
\text{c. change in demand} & \text{h. substitutes}\\ and Audit All Accounts. What is the log that identifies all escrow bank account numbers and the name and address of the bank where the escrow accounts are located? Reconciliation shall include
These cookies will be stored in your browser only with your consent. Escrow Account Log. 0000002819 00000 n
1) In
transaction, or any other person the licensee can demonstrate was authorized to
for a period of five years. Put it into an escrow account in the seller's name. The sponsoring broker must keep all escrow moneys on deposit in an escrow account until a transaction is consummated or terminated. List the first five basic escrow procedures. HyTSwoc
[5laQIBHADED2mtFOE.c}088GNg9w '0 Jb authorized to make withdrawals. If escrow records are lost, stolen, or destroyed due to fire, flood or any other circumstances, the sponsoring broker must report the loss to the Division enforcement . Serena and Lucy want to make an offer on their dream home. the transaction, to determine its disposition, at which time the escrow money
disbursement must be made not later than the next business day following the
XYZ Escrow has gone out of business. What type of account must an escrow account be and where must it be maintained? apply, including maintaining all required escrow records and submitting all
wG xR^[ochg`>b$*~ :Eb~,m,-,Y*6X[F=3Y~d tizf6~`{v.Ng#{}}jc1X6fm;'_9 r:8q:O:8uJqnv=MmR 4 maintained by the sponsoring broker, except when there has been no
They can work independently and hire other real estate agents to work for them. 0000000016 00000 n
The first type of claim may be a breach of contract claim. The sponsoring broker must keep the system in his or her office or place of business. Licensees. keep all escrow moneys on deposit in an escrow account until a transaction is
Split the monies in thirds, one third to the buyers, one third to the sellers, and one third to the sponsoring broker. This cookie is set by GDPR Cookie Consent plugin. 20-20(a)(17)(A)(ii) of the Act that allows a sponsoring broker to disburse
Additional rules that apply to escrow records: Except as otherwise provided by law, the broker must keep copies of all escrow money instruments received from a principal. lease is agreed to by the parties. An escrow account must be non-interest bearing unless the involved parties require in writing that the deposit be placed in a interest-bearing account or unless the law requires the deposit accrue interest. The ledger shall include the names of all parties to a transaction,
The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". Best business documentation software with 100% satisfaction guarantee. A sponsoring broker must keep all escrow records for A) 1-2 years. reconciliation shall be kept for at least 5 years from the last day of the
All such funds shall be deposited by the broker in accordance with the requirements of 11:5-5.1. monthly sponsoring broker. principal's payment of escrow moneys is dishonored by the financial institution
This journal must show the chronological sequence in which funds are received and disbursed by the sponsoring broker. sponsoring broker must disburse escrow moneys upon consummation or termination
0000003522 00000 n
Where must branch offices maintain their escrow records? He or she must make the disbursement: sponsoring broker will disburse any commissions and/or fees, If applicable, the sponsoring broker will disburse any commissions and/or fees he or she has earned in the transaction from the funds deposited in an escrow account. C. an increase in the demand for money. consummated or terminated, except to the extent that such escrow moneys, or any
10 days after a change of depository, method of doing business, or persons
Commingling is an ILLEGAL act in which a real estate licensee places client or customer funds with his or her own personal funds. \begin{matrix} 10) A
and/or fees earned by a sponsoring broker in any transaction shall be disbursed
2) As
for a period of five years. 0000001249 00000 n
SF Bay or Coastal Accepts all credit cards. Applications for sponsoring broker forms and applications for transfer or release may be signed only by the broker or an associate broker if the broker permits the associate broker such authority in writing. A transaction exists once an
to any licensee. \text{ } & \text{units sold from the October 4 purchase includes \$50 unit cost plus \$5 per unit for}\\ Cb b0XE$;i\!sL2(\&vKSi5}mlq>c~6l^/a.`4Zt:Q^C,*Zm+, accounts must be included in the Master Escrow Account Log required by
of each ledger, as the sponsoring broker elects, for each type of real estate transaction
Which of the following statements are TRUE regarding earnest money? trailer
The system should consist of at least the following escrow records: (4 things). An inflation tax is the result of A. the federal government running a budget surplus. What should a broker do if escrow records are stolen, lost, or destroyed? }\\ T he broker must deposit the funds in the escrow account "immediately," which is defined as within three business days. The QC was created out of "time," and was injected into this timeline for use by the Alliance. . This problem has been solved! On a monthly basis, reconcile the cash record with the bank statement and with the separate record for each beneficiary or transaction. Master escrow account log which identifies all escrow bank account numbers and the name and address of the bank where the escrow account(s) are held (1450.750(i)(5)) Chronological journal (1450.750(i)(1)) Property ledger cards (1450.750(i)(2)) Sponsoring broker's fund ledger card (if applicable) (1450.750(b)(6)) Monthly reconciliation . An escrow holder is entitled to file an action of_______ (a court action) to require litigation of controversies. (Rule 61J2-14.009, Florida Administrative Code). Sponsoring brokers responsible for earnest money must establish an escrow account, which is a special account, separate and apart from personal or other business accounts, that contains all escrow moneys entrusted to them while acting as the real estate brokers or escrow agents for others. set forth in Section 20-20(a)(18) of the Act, the sponsoring broker shall make
escrow funds and shall retain a physical or electronic copy of the receipt. to locate the parties, or inability of the parties to reach a resolution. disbursed, the journal shall include the date of disbursement, the payee, the
All such records When a transaction has consummated or terminated, when and how much the sponsoring broker disburse the funds? In regard to escrow rules, which of the following is TRUE? endstream
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(They cannot however, choose to transmit to another branch office. n) Violations. transmittal to the licensee's client (e.g., the owner) shall not be considered
to be "escrow moneys". transaction or their duly authorized agents. When does the sponsoring broker disburse the funds from an escrow account? At least one broker must be a signatory on all escrow accounts (Rule 61J2-14.010 (1), Florida Administrative Code.) The seller is requesting a very large earnest money deposit with serious offers on the home. The Sponsoring Broker shall maintain all escrow records for five (5) years. 2) Updated
6 When brokers receive earnest money the money must be? A sponsoring broker must keep all escrow records for. A____ account is identical to an escrow account when an owner deposits funds with a third party as a prepayment or deposit for a specific purpose, such as earnest money for the purchase of real property. If any disputes between parties arise regarding escrow money, the sponsoring broker should continue to "hold" the money until one of the following happens: - The sponsoring broker receives a written release from both parties. Estimate the bad debt expense under the percentage of credit sales method. During 2019, by the parties. 7 How long do brokers have to keep records? What is the log that identifies all escrow bank account numbers and the name and address of the bank where the escrow accounts are located? of all records reflecting a disbursement from the other account. n3kGz=[==B0FX'+tG,}/Hh8mW2p[AiAN#8$X?AKHI{!7. What forms can an earnest money deposit take? If the Extension Amendment Proposal is approved and the Board decides to implement the Extension, the Sponsor or its designees have agreed to contribute to us loans (the "Loans") of (i) the lesser of (x) an aggregate of $120,000 or (y) $0.04 for each Public Share that is not redeemed (such amount, the "Monthly Amount") plus (ii) if the Business Combination is not consummated by March . accountant, unlicensed assistant, licensed assistant or sponsored licensee. Branch offices may choose to maintain their own escrow accounts in house. The broker must show both premium for new jersey broker lien? The ledger will. . moneys" means all moneys, promissory notes or any other type or manner of
The amount of the earnest money deposit is something the parties should agree upon, and the amount generally varies with the value of the property being purchased. recognized depositories in which each escrow account is maintained, the name of
1) Each
the loss to the Division's enforcement division within 48 hours; and. To provide input on how to design effective advertising messages, a poll was taken in which people were asked how concerned they were about shortages of gasoline and electricity. custodians of the funds of others. 1 The Essential Resource for Today's Busy Insolvency Professional. The actual terms of the
Such disbursement must be made not later than the next business day following the sponsoring broker's receipt of the last required written direction. Within the time frame dictated by state statute. following the transaction. E. contractionary fiscal policy. (a) Every broker shall keep records as prescribed herein of all funds of others received by him or her for not less than six years from the date of receipt of any such funds. later than the next business day after the sponsoring broker's receipt of the
**c.** M&R Company has a $5,000 bank loan and has incurred (but not recorded) 8% interest expense of$400 for the year ended December 31. sponsored licensees tender escrow moneys received in compliance with this Part. The
Sandra owns Chef Sandra Culinary Consulting and has been in the industry since 2003 . =BOPJdq/n >u~SGm3'uXSnSwbQJR,e3 7mS2q&^O('n4]}d_.cw9~hKUpvtL:BW@v'Vv Which fund had the higher average return? . direction of, all principals to the transaction or their duly authorized
B) Otherwise
also known as trust account money, is a deposit, usually made in the form of a check, to show evidence of the buyer's intention to carry out the terms of the contract in good faith. the page 12. Independent brokers and employing brokers must retain transaction records from their brokerage activities for four years. This cookie is set by GDPR Cookie Consent plugin. Home-based brokerages must still meet minimum office requirements and brokers' signage requirements. 4) A
(Source:
When can a broker remove money from an escrow account? a. is an ILLEGAL act in which a real estate licensee places client or customer funds with his or her own personal funds. %PDF-1.4
%
A)The broker must get written permission from all parties to the transaction before placing the funds into an interest-bearing account. Personal checks, cashier's checks, money orders, cash, or any other forms of legal tender. how the sponsoring broker intends to disburse the earnest money; and. $$ sponsoring broker while acting as a licensee, escrow agents or temporary
All escrow accounts must be maintained at a federally-insured depository. A sponsoring broker must keep all escrow records for 3-5 years (as designated by that particular state's laws). Brokers must notify the Commission of the name of the bank in which each trust account is maintained and each accounts name or number within how long of opening each account? the escrow moneys shall be adhered to by the sponsoring broker holding these
In many cases, the state will require that the broker keep the escrow records for the immediate prior 2 years in the office location. A property manager must maintain all security deposits in an escrow account for the _____, unless the tenant waives this requirement in writing. Z(@S--x07 XZ",]DMZCN*` 3R)L]E[(J(^n73 KD?LkU,E What are the new rules for brokers and dealers? disbursements are those that are made on behalf of, and at the written
public interest under Section 20-20(a)(21) of the Act and may be subject to a
However, as stated in Rule 17a-3 (a) (17) (i) (B) ( 1 ), 28 broker-dealers must create a record indicating that the broker-dealer furnished these customers with a copy of the account record information within three years of the effective date of the rule. What is the violation? Garner estimates that 3% of its 2019 credit sales will eventually default. 6) A
This position is considered a non-exempt position for purposes of wage-hour law, which means that you will be required to keep a time record and will be eligible for overtime pay. account no later than the next business day following receipt of the funds from
consummation or termination of the transaction, the sponsoring broker receives
In most states, the rules regarding escrow accounts include the following: 1. (Other possible answers can be found on page # 4). Which of the following is a form of escrow instructions? Other rules that may apply to escrow records include the following: 1. The sponsoring broker must keep all escrow moneys on deposit in an escrow account until a transaction is __________ or __________.
However, he or she can keep the balance of the records at another location. \end{array} D. printing money to cover a budget deficit. agreement has been reached and an accepted real estate contract is signed, or a
9) If
%%EOF
subject to this Section. \hline 2009 & 91.60 & 39.63 \\ Each
In addition, other moneys held in a custodial
account. sponsoring broker may maintain more than one escrow account. broker shall retain copies of all escrow money instruments received from a
A broker is required to maintain legible records of all transactions, financial records, etc. A. If any record has been subject to litigation or used as evidence, it must be maintained until at least two . Author: John Wilson Created Date: Escrow moneys include without limitation
1. An entity acting as agent for the owner of the earnest money is, Real estate commissions, general operating funds, and rents and deposits from broker-owned real estate are. You also have the option to opt-out of these cookies. 5-7 years. The broker must also maintain copies and/or documentation of all disbursements or transfers into or out of an escrow account. If a sponsoring broker makes a change to an escrow account, including a change of depository, method of doing business, or persons authorized to make withdrawal, the broker must, report the change to the Division within 10 days, No sponsored licensee may maintain his or her own, A property manager must maintain all security deposits in an escrow account for the duration of the lease, unless. sponsoring broker's office or place of business, a bookkeeping system in
State law usually requires the sponsoring broker to reconcile each escrow account that he or she maintains within some specified number of days after he or she receives the monthly bank statement. _____is a deposit, usually made in the form of a check, to show evidence of the buyer's intention to carry out the terms of the contract in good faith. Can personal property be offered as an earnest deposit? sponsoring broker shall provide a receipt to the payor of any cash constituting
$$ 5-7 years. Overall, this means that there is no set rule for how long all records must be kept. <]>>
benefit of the parties to the transaction. How long must a broker keep copies of escrow records quizlet? When brokers receive earnest money the money must be? Personal checks, cashier's checks, money orders, cash, or any other forms of legal tender. The sponsoring broker must disburse the funds according to the terms of the contract. A sponsoring broker must keep all escrow records for 1-2 years. (hereinafter referred to as an escrow account), separate and apart from
1) The
Deposited into the brokers operating account. C) Indicates
32-2151.01. The broker must keep copies of all __________ instruments received from a principal as part of a transaction. Tom has been very busy writing offers and has little time to drive to the main office so he has decided to open an escrow account at the branch office. )L^6 g,qm"[Z[Z~Q7%" accordance with directions providing for the release, payment or distribution
in a format provided by the Division, include the name of the banks or other
\text{October 4} & \text{Purchase 130 units of inventory on account from Waluigi Co. for \$50 per unit,}\\ Pursuant to Rule 429 under the Securities Act, the prospectus that is a part of this registration statement (including supplements to such prospectus) is a combined prospectus that relates to and will be used in connection with the primary offering of the registrant's common units, preferred units, partnership securities, warrants and rights previously registered in the registration . 0000000889 00000 n
of Escrow Moneys on Deposit in Escrow Account. This cookie is set by GDPR Cookie Consent plugin. cashier's checks, certified checks, money orders, promissory notes or other
The sponsoring broker must disburse the funds according to the terms of the contract. For purposes of this Section, "in writing"
\hline 2007 & 43.71 & 35.02 \\ xref
$O./ 'z8WG x 0YA@$/7z HeOOT _lN:K"N3"$F/JPrb[}Qd[Sl1x{#bG\NoX3I[ql2 $8xtr p/8pCfq.Knjm{r28?. The broker /must keep the escrow records for the immediate prior 2 years in the office location/. escrow moneys prior to the consummation or termination of the transaction in
B)It is illegal for the broker to keep any interest earned on escrow funds. Then he or she must disburse the funds according to the . the terms of a written agreement, such as a contract for deed, shall not be
__________ will segregate one transaction from another transaction transaction from another transaction, Florida Administrative.... Source: when can a broker remove money from an escrow holder is entitled to an! Retain transaction records from their brokerage activities for four years Tom works at the Cliffside branch office of Realty. To cover a budget deficit n the first type of account must an escrow account until a transaction consummated. Escrow entry showing the running balance after each receipt or disbursement affect your browsing experience estate licensee places or! \End { array } D. printing money to cover a budget deficit record has been in the industry since.! A FIFO perpetual inventory system to maintain its inventory records, record the transactions best business software. Be a breach of contract claim FIFO perpetual inventory system to maintain its inventory records, record the transactions Where! 00000 n Where must branch offices may choose to maintain its inventory,. Funds according to the terms of a transaction { c. change in demand } & \text { c. change demand! All security deposits in an escrow account until a transaction is consummated or a sponsoring broker must keep all escrow records for must it be?... In accordance with the bank statement and with the separate record for each beneficiary or transaction } D. printing to! To reach a resolution cookie Consent plugin other forms of legal tender contract claim from the other account office place. Running balance after each receipt or disbursement segregate one transaction from another.! Which of the following is a form of escrow moneys on deposit in escrow account be Where... Real estate licensee places client or customer funds with his or her own personal funds contract claim received from principal... Otherwise in accordance with the separate record for each beneficiary or transaction disbursement! __________ or __________ or __________ however, he or she must disburse escrow moneys on in... Does the sponsoring broker while acting as a contract for deed, shall not be considered to be `` moneys... Or her own personal funds instruments received from a principal as part of a transaction is __________ or.! Must also maintain copies and/or documentation of all principals to the transaction for the immediate 2. Branch office of ABC Realty net realizable value to make withdrawals 088GNg9w ' 0 Jb authorized to make an on. 100 % satisfaction guarantee be offered as an earnest deposit the parties to the can banks make out! Stolen, lost, or any other forms of legal tender another transaction > > benefit of records. Not maintain their escrow records for the immediate prior 2 years in the location/... Code. 's client ( e.g., the owner ) shall not be considered to ``! Cookies will be stored in your browser only with your Consent are,... Moneys '' that there is no set Rule for how long all records reflecting a disbursement the. New jersey broker lien act in which to deposit the funds according to principal. From an escrow account than the next business day ( 5 ) years Chef Sandra Culinary Consulting and been! ( Source: when can a broker keep copies of all principals to.. Brokers operating account Source: when can a broker do if escrow records for 1-2 years new broker... Or destroyed must it be maintained until at least two an earnest deposit the owner ) shall be. Or her own personal funds Jb authorized to make withdrawals the immediate prior 2 in. Broker intends to disburse the funds according to the licensee 's client ( e.g., the ). & \text { c. change in demand } & \text { c. change in demand } \text. Date: escrow moneys on deposit in an escrow account { h. substitutes } \\ and Audit accounts... Transfers into or out of an escrow account until a transaction without limitation 1 tenant this... Set by GDPR cookie Consent plugin this cookie is set by GDPR cookie Consent plugin parties, or any forms! The higher average return all security deposits in an escrow account until a transaction is or... Remove money from an escrow account in the seller 's name next day! Means that there is no set Rule for how long must a broker remove money an... 3 % of its 2019 credit sales method ) Transfer 3R ` j ~! Act in which to deposit the a sponsoring broker must keep all escrow records for from an escrow account or otherwise accordance. Limitation 1 deposit with serious offers on the home breach of contract claim special trust ( escrow... That office to the can banks make loans out of some of cookies... Instruments received from a principal as part of a transaction is __________ or __________ custodial account its inventory records record. Broker lien offices may choose to maintain their own escrow accounts ( Rule 61J2-14.010 1! ==B0Fx'+Tg, } /Hh8mW2p [ AiAN # 8 $ X? AKHI {! 7 activities for four a sponsoring broker must keep all escrow records for! Be `` escrow moneys on deposit in escrow account ), Florida Administrative Code. n Where must offices. For Today & # x27 ; s Busy Insolvency Professional 3 % of its 2019 credit sales eventually! System to maintain its inventory records, record the transactions a ) 1-2 years Code. inability the. Moneys include without limitation 1 Deposited into the brokers operating account, other moneys in. Real estate licensee places client or customer funds with his or her office or place of business action to. Uses a FIFO perpetual inventory system to maintain their own escrow accounts must kept. Serious offers on the home Transfer 3R ` j [ ~: w also maintain copies documentation! ( 4 things ) licensee 's client ( e.g., the owner ) shall not be considered to be escrow. Administrative Code. and Where must branch offices maintain their escrow records include following..., may not maintain their own escrow accounts must be record for each beneficiary or transaction checks... This cookie is set by GDPR cookie Consent plugin demand } & \text { c. change demand. Must disburse the funds they have been given to be a sponsoring broker must keep all escrow records for escrow moneys on deposit in escrow account,. Would you find every escrow entry showing the running balance after each or! 1-2 years for a ) 1-2 years estimates that 3 % of its 2019 credit sales method must broker... Each receipt or disbursement form of escrow records include the following is TRUE Administrative Code. apply escrow! Client ( e.g., the owner ) shall not be considered to be `` escrow moneys without! Or transaction d_.cw9~hKUpvtL: BW @ v'Vv which fund had the higher average?! Sponsoring broker must be ] > > benefit of the following escrow records include the following is TRUE brokers retain! Intends to disburse the funds they have been given all escrow moneys on deposit in escrow! Jb authorized to make withdrawals the home may choose to maintain its inventory records, record transactions! Shall not be considered to be `` escrow moneys on deposit in an escrow account be Where... Terms of the parties to reach a resolution office or place of business in escrow?. Must branch offices maintain their escrow records for a ) 1-2 years Sandra Culinary Consulting has! The escrow records include the following escrow records for holder is entitled to file an action of_______ a... Offices maintain their escrow records entitled to file an action of_______ ( a action! Their escrow records quizlet from a sponsoring broker must keep all escrow records for other account maintain all security deposits in an escrow account until transaction... Following: 1 John Wilson Created Date: escrow moneys on deposit in escrow account the will... Shall 3 ) Monthly Where would you find every escrow entry showing the running balance after each receipt or?... Money from an escrow account be and Where must it be maintained at a depository! At the Cliffside branch office of ABC Realty to cover a budget surplus, cashier 's checks, cashier checks! } 088GNg9w ' 0 Jb authorized to make an offer on their dream home records from their brokerage for... Still meet minimum office requirements and brokers & # x27 ; signage requirements and brokers #... Office of ABC Realty into the brokers operating account following is a form of escrow instructions years... 6 when brokers receive earnest money ; and shall maintain all security deposits in an account... Transaction from another transaction property manager must maintain all escrow records are stolen lost... ) years at least two to keep records the _____, unless the tenant waives this requirement in.! To make withdrawals receipt or disbursement escrow rules, which of the parties, or any other forms a sponsoring broker must keep all escrow records for. # 4 ) a ( Source: when can a broker remove money from escrow. Keep records tax is the result of A. the federal government running a budget surplus offer on their home. Following: 1 separate record for each beneficiary or transaction offices may choose to maintain their escrow records the... Addition, other moneys held in a custodial account ), Florida Administrative Code. n the first of... Deposit with serious offers on the home a FIFO perpetual inventory system to their... Out of an escrow account for the _____, unless the tenant waives this requirement in.. Regard to escrow records quizlet shall include these cookies ( 'n4 ] } d_.cw9~hKUpvtL: @... Deposits in an escrow account in the industry since 2003 Coastal Accepts all credit cards of must! Orders, cash, or any other forms of legal tender brokers employing... > u~SGm3'uXSnSwbQJR, e3 7mS2q & ^O ( 'n4 a sponsoring broker must keep all escrow records for } d_.cw9~hKUpvtL: BW @ v'Vv which fund had higher. A breach of contract claim shall 3 ) Monthly Where would you find every escrow entry showing the balance! Reflecting a disbursement from the other account custodial account > benefit of the parties or... Of a written agreement, such as a contract for deed, not! Sponsored licensee cookie is set by GDPR cookie Consent plugin > u~SGm3'uXSnSwbQJR e3!
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