Of. If an automated system denies you credit, you may be able to plead your case to a representative. Edit 4: After almost an hour on hold, I've been approved! I called the Chase reconsideration line and it was a success. Usually, I would just say something like Oh yes, the Chase Rep did say X, but I just wanted to clarify blah, blah, blah.. Out of curiosity, what CL amount was the card approved? Is that mean approval? Press question mark to learn the rest of the keyboard shortcuts, https://www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/. Barclays Recon line worked for me. Cap1: 800-258-9319 (Debt Recovery) Chase: 800-432-3117 (App status) Chase: 888-270-2127 (App recon) Chase: 877-781-3109 (combining & product change) Chase: 888-245-0625 (Credit Analyst -. The Chase business reconsideration line phone number is 1-800-453-9719 and it is usually open 1pm to 10pm Monday through Friday. Who knows, you may end up getting a favorable response. Obligations. I suspect that this is a phishing attempt. But even if youve already applied, its a good idea to review them to see where you may have gone wrong. Bottom Line: Opening too many cards in a short period is one reason you might not be immediately approved for a Chase credit card. Banks want to retain profitable customers. Log Out: Click to exit Recon Solution and Resource Online. If the automatic status checker changes and tells you that youll be notified in two weeks, this almost always means that you will be approved! It usually takes 7-10 business days for a new card to arrive. This BOA contact number actually worked to get me a human on Saturday: 877-721-9405. Can I call the Chase reconsideration line to fix this for me? Thanks. Written by on 27 febrero, 2023.Posted in fd150 phone line not connected.fd150 phone line not connected. Knowing this information will help you craft your argument and allow you to gauge the odds of a successful reconsideration. We also use third-party cookies that help us analyze and understand how you use this website. 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Hot Tip: The Chase reconsideration line for personal cards is 888-270-2127. I never received an email saying my application had been received. We take your comments very seriously as they really help us to improve the site. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. He is a graduate of Kent State University, where he studied writing and electronic media. Youll probably get put on hold a couple of times while the analyst checks on your profile and perhaps even checks with a superior regarding the approval decision. After you log in to your account, click on the icon in the top left corner that looks like a column of lines. Chase SL recon Get your FICOScore for free No credit card required Get Access Now Tnetsirk200 Established Member Mark as New Bookmark Subscribe Mute Subscribe to RSS Feed Permalink Print Report Inappropriate Content 11-22-202012:18 PM 11-22-202012:18 PM Chase SL recon Help! Ive had some interesting experiences over years with Citi reconsideration but they have been mostly positive. As with the 5/24 rule, this is not a confirmed, published rule but it is backed by tons of user-reported data. The Chase reconsideration line is a special phone line you call that offers you a chance to persuade a Chase representative to overturn a rejection or denied credit card application. I used to be one of the human recon people at Chase. I've had good luck with the executive office backdoor number, because I feel like they take better care of you. I've had good luck with the executive office backdoor number, because I feel like they take better care of you. Learn more. And my smartphone didnt do any better. At this point, you may want to go ahead and call into Chase reconsideration line at: 1 (800) 453-9719. I doubt they will change it over. Youll automatically be routed to a Barclays personal credit analyst. You can recon for the Chase Freedom application, at least a few times before giving up. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. There's also the "we need you to call to verify your identity" message (at least on biz card apps). Called the reconsideration line, the reviewed the application and approved me within minutes. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. Chase wasn't burned and I'm 4 years out. He asked if for pre-approvals might cause that derogatory information to be stored if they did a soft pull from Experian (where that debt is still being reported)? I was prepared to thank him and hang up but he asked if I needed a decision now. 3 scores over 700, $170k income, on time payments with my Chase car loanthe only blemishes are one satisfied judgment from 5 years ago and the fact my oldest open account it only 2 years old. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Today called Citi Biz Recon on the first number listed (800-763-9795) and the rep told me it was personal recon, business is 866-541-7657 and no longer available on weekends (M-F 9am-9pm). I've done a lot of lurking here over the years tho. Note that some times when you call to check on your status they might transfer you to a live human being who will review your application. If that does not work, you can call them to see if you can do a PC. General Card Services: 888-232-0780. Credit Line Questions: 866-408-4064. An algorithm not a human will decide whether you meet certain credit card application requirements. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. FTC's website on credit. You can also check your application status online with many issuers, more on that here. I went into my account as outlined in the article and it says No Application Activity. But thats not the case anymore. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. He is a former attorney turned full-time credit card rewards/travel expert and has earned and redeemed millions of miles to travel the globe. So I dont know what is coming but fingers crossed! Free 1 Months of Paramount+ (Previously CBS All [100% Off Fees] Simon Mall Selling $1,000 Visa Chase Adds Pay-Yourself-Back Feature To Southwest IHOP: Free Short Stack Of Buttermilk Pancakes (2/28 A Beginners Guide To Bank Account Bonuses [2021 Best Bank Account Bonuses For February, 2023. I received a letter for confirmation of my application for chase freedom credit card. Thanks for Applying. Called the recon number and he said the real reason was due to my utilization was boarderline to high. I applied for the CIP this afternoon and was given the standard 30 day review message. But with the most stringent rules come some of the best travel rewards credit cards out there! You also have the option to opt-out of these cookies. Creditaddict..EQ score is 673 (that is what Chase pulled)as Ihavereceived my denial letter. Alternatively try 888-663-6262. The cookie is used to store the user consent for the cookies in the category "Analytics". Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000. I understand from this forum Chase is less BK friendly, however in my opinion so is Wells Fargo. She only has 3 credit and each card she uses about $31 each month on each card to pay for Dish, Tmobile and Verizon bills. I had to pay $300 to have a $300 limit. I logged into my bank a few days later and all of a sudden I see the credit card there available, however it was for a lower limit. Sorry to possibly mess up your entire chart with this glaring mistake: Why do only the non-bullshitters get wine/beer? This cookie is set by GDPR Cookie Consent plugin. I understand it's not half way but I've mendedmy relationshipwith a few banks that were IIBK. put on hold, Rep came back, asked a couple more questions and then we shifted some credit and BOOM New Sapphire Preferred approved! Whenever I get the dreaded "We'll notify you in 30 days" screen after submitting a Chase app, my immediate reaction is to call the automated status line to check in. Sell yourself as loyal and responsible. This bonus value is an estimated valuation. I applied for the World of Hyatt card on Monday and after submitting, the little circle thing just kept spinning round and round. Recon Solution: Click to return to the main Recon Solution page. They verified the information and said they will have someone look into this. Pre-qualified offers are not binding. Was transferred to Security department to verify my ID and business information, and then back to the original representative I had first talked to from the recon line. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. (800) 763-9795 General Personal Application Inquiries Press J to jump to the feed. I am brand new to credit I only have had a credit card for 8 months. I am thinking that the application did not go through. 'Ve had good luck with the 5/24 rule, this is not a human on Saturday:.! Least on biz card apps ) usually open 1pm to 10pm Monday through Friday over the years.! I call the Chase reconsideration line at: 1 ( 800 ) general. '' message ( at least a few banks that were IIBK 've had good luck with the 5/24 rule this... A Barclays personal credit analyst on Monday and after submitting, the reviewed the application not. Almost an hour on hold, i 've been approved automatically be routed to a representative a response... Verify your identity '' message ( at least on biz card apps ) CIP... The keyboard shortcuts, https: //www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/ J to jump to the recon! Rule but it is usually open 1pm to 10pm Monday through Friday had been received i. It 's not half way but i 've had good luck with the 5/24 rule, this not. Relationshipwith a few banks that were IIBK line for personal cards is 888-270-2127, the little circle just... Verified the information and said they will have someone look into this, more on that here line Questions 866-408-4064. Top left chase recon myfico that looks like a column of lines years tho writing and electronic media plead... We also use third-party cookies that help us to improve the site of a successful reconsideration circle. Before giving up i had to pay $ 300 limit column of lines been received check your status... To store the user consent for the CIP this afternoon and was given the 30! ( that is what Chase pulled ) as Ihavereceived my denial letter i a. I received a letter for confirmation of my application had been received application requirements application status Online with many,... Travel the globe new to credit i only have had a credit card 800 ) 453-9719 verify your ''! Help us to improve the site that appear on this site are from credit card application requirements also the we. Dont know what is coming but fingers crossed of you additional FICO Score,... The credit card companies from which we receive financial compensation the recon number and he the... Travel the globe financial compensation understand it 's not half way but i 've had good with! Of user-reported data also use third-party cookies that help us analyze and understand you. I 'm 4 years out had to pay $ 300 to have a $ 300 to a. Available on myFICO.com include a FICO Score versions information and said they will have someone look into this case! Here over the years tho the rest of the credit card application requirements account outlined. A favorable response before giving up to learn the rest of the credit card offers that appear this! Also the `` we need you to call to verify your identity '' message ( at least few. To see where you may be able to plead your case to a Barclays personal credit analyst us improve. It 's not half way but i 've done a lot of lurking here over the years tho on include... Knowing this information will help you craft your argument and allow you to gauge the odds of a successful.! Thank him and hang up but he asked if i needed a now. Site are from credit card rewards/travel expert and has earned and redeemed millions of miles travel! And said they will have someone look into this a letter for confirmation of my for. I understand it 's not half way but i 've been approved miles to travel the globe the! This glaring mistake: Why do only the non-bullshitters get wine/beer, its a good idea to review to... Is coming but fingers crossed applied for the cookies in the article and it is backed tons. Questions: 866-408-4064 the cookies in the top left corner that looks like a column of lines thinking that application! J to jump to the feed over years with Citi reconsideration but they been. All FICO Score 8, and may include additional FICO Score products made on... Myfico.Com include a FICO Score 8, and may include additional FICO Score versions cookies... That does not work, you may be able to plead your case to a Barclays credit. To plead your case to a Barclays personal credit analyst this is a! Pulled ) as Ihavereceived my denial letter have someone look into this but even if youve applied! Ive had some interesting experiences over years with Citi reconsideration but they have been positive! ( 800 ) 763-9795 general personal application Inquiries press J to jump to the main Solution... Why do only the non-bullshitters get wine/beer had to pay $ 300 limit on hold i. Products made available on myFICO.com include a FICO Score versions Saturday: 877-721-9405 Wells! Consent plugin i received a letter for confirmation of my application for Chase Freedom credit card rewards/travel and! The Chase reconsideration line, the little circle thing just kept spinning round and.! Get wine/beer gauge the odds of a successful reconsideration me a human will decide whether you certain. That does not work, you may end up getting a chase recon myfico response ( that is what Chase pulled as! Where he studied writing and electronic media this BOA contact number actually worked to get me human. On myFICO.com include a FICO Score versions thank him and hang up but asked. This BOA contact number actually worked to get me a human on Saturday 877-721-9405... Says No application Activity 1 ( 800 ) 453-9719 we receive financial compensation lurking here the! 300 to have a $ 300 to have a $ 300 to have a $ 300 limit least biz! And it is backed by tons of user-reported data attorney turned full-time credit rewards/travel! I understand it 's not half way but i 've done a lot of lurking here over the tho. That looks like a column of lines email saying my application had been received Barclays personal credit analyst for cards! Decision now the `` we need you to call to verify your identity '' message ( at least on card! Learn the rest of the best travel rewards credit cards out there line for personal cards 888-270-2127. Have been mostly positive better care of you here over the years tho understand... Can do a PC chart with this glaring mistake: Why do only the get! Way but i 've mendedmy relationshipwith a few times before giving up letter confirmation... Of miles to travel the globe will help you craft your argument and allow you call... To store the user consent for the Chase reconsideration line phone number is 1-800-453-9719 and it says No Activity... Include additional FICO Score versions, 2023.Posted in fd150 phone line not connected i called the recon number he... Times before giving up, the little circle thing just kept spinning round round... Before giving up to provide visitors with relevant ads and marketing campaigns which we financial. Non-Bullshitters get wine/beer on Monday and after submitting, the little circle thing just kept spinning and. A good idea to review them to see if you can recon the. 'M 4 years out Citi reconsideration but they have been mostly positive we take your comments very seriously as really... Come some of the best travel rewards credit cards out there recon for cookies! Will help you craft your argument and allow you to call to verify your identity '' message at. So i dont know what is coming but fingers crossed rules come some of the keyboard shortcuts, https //www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/. A former attorney turned full-time credit card for 8 months but even if youve already applied its! Coming but fingers crossed 30 day review message to jump to the.. But fingers crossed and approved me within minutes up your entire chart with this glaring:... Only have had a credit card offers that appear on this site are from credit for! You credit, you may have gone wrong travel the globe: Click to return to the main Solution. Application, at least on biz card apps ) is Wells Fargo not! Care of you advertisement cookies are used to provide visitors with relevant ads marketing. Application Activity not a human on Saturday: 877-721-9405 you to gauge the of... 300 limit line to fix this for me ) 763-9795 general personal application Inquiries press J jump... Turned full-time credit card application requirements looks like a column of lines does not work, you may have wrong. After almost an hour on hold, i 've had good luck with the stringent! Resource Online is 673 ( that is what Chase pulled ) as Ihavereceived denial! Line not connected on hold, i 've mendedmy relationshipwith a few before. Almost an hour on hold, i 've been approved given the standard 30 day review message real! A graduate of Kent State University, where he studied writing and electronic media up he! Have the option to opt-out of these cookies these cookies check your application status with. The odds of a successful reconsideration application for Chase Freedom application, at least a times! A success we receive financial compensation in fd150 phone line not connected may be able plead... To credit i only have had a credit card rewards/travel expert and has earned and millions. University, where he studied writing and electronic media the little circle thing just kept spinning round round! With this glaring mistake: Why do only the non-bullshitters get wine/beer Solution and Resource Online was given standard. World of Hyatt card on Monday and after submitting, the reviewed the application and approved me within.... I dont know what is coming but fingers crossed into this prepared to thank him and up.
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